A personal injury case can take a long time to settle when you are negotiating with an insurance provider. However, some insurance providers will try to avoid settling altogether by using delay tactics that are meant to avoid paying you altogether.
The Insurance Provider Refuses to Communicate or Look Into Unnecessary Details
The insurance company may not return your phone calls. They might hope that you will give up or they might hope that you will become so desperate that you are willing to accept a much lower settlement than what your case is worth. For this reason, it's important to involve a personal injury attorney in your case so you can avoid accepting an excessively low settlement.
It's normal for an insurance provider to try to defend their client. However, in some cases, an insurance provider might claim that their client is innocent when there is no reason to believe this. The insurance provider might state that they are investigating the claim when they are actually using this as a delay tactic.
They might also ask for medical records that are not relevant to your case. They might also be looking at your past medical history to find evidence of a pre-existing condition and to look for a reason to deny your claim. A personal injury attorney will be able to tell whether the delays are normal or part of an underhanded series of tactics.
Don't Assume the Insurance Provider Has Your Best Interests at Heart
An insurance adjuster will try to lull you into a false sense of security by making you think that you are both on the same team. This is partially in order to reduce the odds that you will hire an attorney to represent you. However, it is always a good idea to hire a personal injury lawyer so you can defend your legal rights.
Another reason why the insurance provider may try to build rapport is to encourage you to make a statement. You are not required to make a statement and the statement will only be used against you. Instead, you should cease all contact with the insurance provider and should instead communicate with them through a lawyer.
To hire a personal injury lawyer, you often do not have to pay any money upfront. Instead, your attorney will receive a small percentage of your settlement. Your attorney will make sure that you are not taken advantage of.
For more information, contact a personal injury attorney in your area.
The phrase "you get what you deserve" is sometimes taken out of context to mean that you can just sit there, and one day what you deserve will land in your lap. For most people, this is just not true. You have to fight for what you deserve, and if you've been injured due to someone else's negligence, what you deserve is compensation. Luckily, you do not have to fight alone. Hiring a personal injury attorney will go a long way towards ensuring you're awarded the compensation you deserve, either in court or via a settlement. Read more in the articles we've collected here.