When you are involved in a wreck with an over-the-road hauler, you have the right to pursue legal action against the driver and the company for which he or she drives. Even so, you may not know what kinds of actions that you can take. You may even be afraid to act in your own best interests out of fear of being countersued.
Instead of allowing your opportunity to take action pass by you, you can retain a lawyer to advise and act for you. Commercial vehicle wreck attorneys provide a number of critical services to victims like you in the aftermath of a serious accident.
Obtaining the Insurance Information
Before any legal action is taken in court, it can be imperative that you secure the insurance information of the OTR driver that caused the accident. The driver may not be entirely forthcoming with his or her policy details. If anything, he or she may try to dissuade you from asking for it.
Instead of trying to convince the driver to hand over his or her insurance information directly to you, you can hire a lawyer to obtain it for you. Commercial vehicle wreck attorneys have the legal reach to secure insurance policy details from drivers who cause wrecks. Once your lawyer has this information, he or she can file a claim against the policy to recover your accident-related costs.
Explain Lawsuit Options
If the insurer refuses to pay out your claim, it can be named in a lawsuit that your lawyer files for you. Commercial vehicle wreck attorneys often will not back down if or when an insurer refuses to pay out claims. Once they are met with denials, commercial vehicle wreck attorneys typically force the insurers' hands by filing lawsuits against them.
This lawsuit can compel the insurer to answer your claim and explain why it will not pay out the damages to which you are entitled. It also can convince a judge or jury to decide in your favor by awarding you a judgment. To avoid a judgment, however, the insurer may ask that you drop the lawsuit if it can offer you a settlement in a judgment's place.
Commercial vehicle wreck attorneys can provide you with a host of legal options after a serious accident. They can obtain the insurance information to file claims. They can also file lawsuits against insurers and pursue a judgment or settlement.
The phrase "you get what you deserve" is sometimes taken out of context to mean that you can just sit there, and one day what you deserve will land in your lap. For most people, this is just not true. You have to fight for what you deserve, and if you've been injured due to someone else's negligence, what you deserve is compensation. Luckily, you do not have to fight alone. Hiring a personal injury attorney will go a long way towards ensuring you're awarded the compensation you deserve, either in court or via a settlement. Read more in the articles we've collected here.